Health Insurance Alert

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

How To Get The Best Deal

Newly uninsured and looking for coverage?  Deciding if your current plan still gives you the best value? Consumers have new options and protections. Know the facts.

1. Check out your options at the Health Insurance Marketplace. The plans include coverage for doctor visits, hospitalizations, maternity care, emergency room care, prescriptions and more.
You can sign up right away, and don’t have to wait until the next open enrollment period if you’ve recently lost coverage, or in other special cases.

Online: HealthCare.gov

Toll free: (800) 318-2596  TTY: (855) 889-4325

2. Find out about financial help. You may qualify for financial help to reduce monthly costs, and could be eligible for free or low-cost coverage. Check your eligibility online at HealthCare.gov or by calling one of the numbers above.

3. Get help comparing options and signing up. Take advantage of expert in-person help at no cost to you. Find a list of people who can help you and make an appointment online.

4. Compare plans. Key considerations include the monthly premium, potential out-of-pocket costs, provider network and independent quality ratings.

5. Don’t take no for an answer. Insurance companies can no longer deny you coverage due to a pre-existing condition.

6. Switch plans if you want to. In the health insurance marketplace, every year at open enrollment you can stick with your current plan, or switch to a new one.

7. Learn more. Check out our detailed Health Insurance 101 guide, So You Need Health Insurance. Now What?

8. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

 

Health Care Consumer Protections

If you have coverage, you should know about your rights under the health care law, including:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care
  • No more annual caps on what your insurer will pay if you get
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

News Release | OSPIRG Foundation | Health Care

Oregon’s Insurance Market Faces Rising Premiums, but the State has Options to Stabilize the Marketplace

Oregon consumers face rising health insurance premiums on the individual market, due to rising health care costs and recent changes to federal policy.  A new report from OSPIRG Foundaiton and Frontier Group explores the drivers of market instability and policy options for the state to stabilize the marketplace and expand consumer choice.

> Keep Reading
Report | OSPIRG Foundation | Health Care

A Better Health Insurance Market For Oregon

New report from OSPIRG Foundation and Frontier Group details rising health care costs and federal disruptions to the individual insurance market; explores policy options to stabilize prices and expand consumer choice.

> Keep Reading
News Release | OSPIRG Foundation | Consumer Tips, Health Care

Prices of common medications can vary by hundreds of dollars

OSPIRG Foundation Researchers surveyed over 250 pharmacies across 11 states regarding cash prices for several common medications.  The report on the findings of this survey found extreme varations in price between different pharmacies.

> Keep Reading
News Release | U.S. PIRG Education Fund | Public Health, Consumer Protection

Tyson chicken strips recalled, may contain pieces of metal

Just seven weeks after Tyson Foods recalled chicken nuggets that could contain rubber, the poultry giant is recalling chicken strips that might contain metal. 

> Keep Reading
News Release | U.S. PIRG Education Fund | Public Health

New car seats made without toxic flame-retardant chemicals

Car seats are supposed to keep our youngest children safe. But though they may protect infants and toddlers during accidents, car seats have a history of containing toxic flame-retardant chemicals.

That’s finally changing.

Today, a coalition of groups including U.S. PIRG Education Fund and the Ecology Center’s “Healthy Stuff” program released test results on car seats in a new report, Hidden Hazards:Flame Retardants and PFAS in Children’s Car Seats. The authors collaborated with researchers from Indiana University and the University of Notre Dame.

> Keep Reading

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News Release | U.S. PIRG | Public Health

U.S. judge allows Monsanto’s Roundup cancer lawsuit to go to trial, victims will be heard in court

Federal judge found sufficient evidence to move to trial hundreds of lawsuits alleging that Monsanto Co.’s glyphosate-containing weed-killer Roundup causes cancer.

> Keep Reading
News Release | U.S. PIRG | Public Health

Johnson & Johnson commits to disclose fragrance ingredients in baby products by August 1

J&J said it intends to disclose 100 percent of the ingredients in its babycare products next month.

> Keep Reading
News Release | OSPIRG Foundation | Health Care

Providence’s proposed double-digit rate hike merits close scrutiny, may overcharge consumers

Providence Health Plan has proposed a rate hike of 13.6% on average—as high as 24.1% for some—on over 90,000 Oregonians. According to a new OSPIRG Foundation analysis released today, this rate hike proposal may overstate costs and overcharge consumers for health coverage.

> Keep Reading
News Release | U.S. PIRG Education Fund | Public Health

L'Oréal commits to disclose fragrance ingredients

We applaud L'Oréal, the manufacturer behind popular brands like Garnier, Maybelline, and numerous perfumes and colognes, for its commitment today to tell customers the ingredients in its product line. But L'Oréal needs to set a timeline to disclose its ingredients. Customers deserve to know what ingredients we are using, because "we’re worth it."

> Keep Reading
News Release | U.S. PIRG Education Fund | Public Health

European government agencies order Claire’s to stop selling asbestos-contaminated makeup products

In the wake of a recent U.S. PIRG study showing that U.S.-based retailer Claire’s is selling makeup contaminated with asbestos, a government agency in The Netherlands confirmed the results of U.S. PIRG’s study. The Dutch Health and Safety Authority (ILT) ordered Claire’s to remove several makeup products from Dutch store shelves after the agency’s lab testing confirmed that there is asbestos in two makeup products.

> Keep Reading

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Report | OSPIRG Foundation | Health Care

Comments on PacificSource Health Plans' proposal to raise individual health insurance rates

PacificSource Health Plans’ members with individual health insurance plans will see rate hikes of 15.2% on average, and as high as 25%, if the premium rate hike proposed by PacificSource goes forward. At the same time, the insurer is planning to scale back its service area drastically and no longer offer its plans in many regions of Oregon.

> Keep Reading
Report | OSPIRG Foundation | Health Care

Comments on PacificSource Health Plan's proposal to raise individual health insurance rates

PacificSource Health Plan members with individual health insurance plans will see rate hikes of 42.7% on average, and as high as 60.4%, if the premium rate hike proposed by PacificSource goes forward. PacificSource’s increase is the largest proposed by a major health insurance carrier in Oregon’s individual market since 2010, when new rules heightening scrutiny of health insurance rates were implemented.

> Keep Reading
Report | OSPIRG Foundation | Health Care

Comments on Regence BlueCross BlueShield of Oregon's proposal to raise individual health insurance rates

Regence BlueCross BlueShield’s membership of more than 24,000 Oregonians with individual health insurance plans will see rate hikes of 12.3% on average, if the premium rate hike proposed by Regence goes forward. Some Regence members in transitional plans that will be discontinued at the end of the current year, which do not include the consumer protections of the federal health reform law, may see increases of up to 235% if they stick with Regence.

> Keep Reading
Report | OSPIRG Foundation | Health Care

Comments on LifeWise Health Plan of Oregon's proposal to raise individual health insurance rates

LifeWise Health Plan of Oregon’s 26,405 members with individual health insurance plans will see rate hikes of 37.2%on average, and as high as 45%, if the premium rate hike proposed by LifeWise goes forward.

> Keep Reading
Report | OSPIRG Foundation | Health Care

Comments on Moda Health Plan's proposal to raise individual health insurance rates

Moda Health Plan’s membership of more than 102,000 Oregonians with individual health insurance plans will see rate hikes of 25.6% on average, and as high as 54.12%, if the premium rate hike proposed by Moda goes forward. Moda currently has the largest market share in Oregon’s Individual market. Moda’s increase is the largest proposed by the dominant carrier in the individual market since 2010, when new rules heightening scrutiny of health insurance rates were implemented.

> Keep Reading

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Blog Post | Health Care

Oregon awarded a “B” on health care price transparency—but the state is still failing consumers | Jesse O'Brien

OSPIRG has been pushing for years to increase access to accurate, actionable health care price information for Oregon consumers. So you’d think we would be celebrating when a national scorecard from the transparency advocates at Catalyst for Payment Reform recently gave Oregon a “B” rating—up from an “F” in every prior year—for progress toward making price information more widely available. Unfortunately, there’s much less here than meets the eye.

> Keep Reading
Blog Post | Health Care

Proposed Health Insurance Rates for 2017: What You Need to Know | Jesse Ellis O'Brien

Here’s the skinny on OSPIRG Foundation’s new analysis of 2017 rates proposed by five Oregon insurers—Kaiser, Moda, PacificSource, Providence and Regence. There’s some good news, some concerning news, and some very concerning news, but the best news of all is that thanks to Oregon’s health insurance rate review process, the insurers don’t get the last word.

> Keep Reading
Blog Post | Public Health

Flint Pediatrician Gave a Voice to the Voiceless in Flint, Michigan | Anna Low-Beer

Dr. Mona Hanna-Attisha is the Flint pediatrician who led the charge in proving that Flint water was tainted by lead and was poisoning the community. Without her drive and dedication to the children of Flint, it is hard to say how long government officials might have left the public in the dark about the mounting crisis. In honor of Women’s History Month we’re recognizing Dr. Hanna-Attisha -- a doctor, mother, and activist -- who has relentlessly fought for the public interest. 

> Keep Reading
Blog Post | Public Health

Is your daily routine toxic? | Anna Low-Beer

Because of a lack of regulation, many cosmetics and personal care products contain potentially toxic ingredients, like formaldehyde and lead acetate. What toxic chemicals might you encounter as you go about your daily routine? 

> Keep Reading
Blog Post | Health Care

New data on health care prices raises questions for policymakers | Jesse O'Brien

A New York Times report released yesterday put the spotlight on health care prices. We all know that health care still costs too much, but too often, we have little information about how much it does cost and why.

> Keep Reading

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News Release | OSPIRG Foundation

The coronavirus (COVID-19) pandemic is putting incredible stress on the U.S. medical system, including the equipment that is essential to diagnose and treat patients, such as ventilators. As that equipment is pressed into round-the-clock use, biomedical repair technicians face increasing pressure to maintain and repair all that equipment. However, in too many cases, manufacturers limit access to the essential tools and information these repair experts need. A new report by the OSPIRG Foundation, Hospital Repair Restrictions, details the challenges that medical professionals face as a result of device manufacturers setting up barriers to repair, and outlines steps to take to help hospitals. 

Report | OSPIRG Foundation

COVID-19 is putting incredible stress on the U.S. medical system, including the work of hospital biomedical repair technicians, known as biomeds or BMETs. These technicians are essential; hospitals need working equipment to diagnose and treat patients. But in some cases, manufacturers restrict access to what biomeds need.

Report | OSPIRG Foundation

The Center for Disease Control (CDC) estimates that 48 million Americans contract a food borne illness yearly with 128,000 people hospitalized and 3,000 dead as a result of these illnesses. 

The food safety system uses two lines of defense to help prevent this threat. First a series of inspections and enforcement measures identify hazardous products before they make it to store shelves and Americans’ plates. Second, when a foodborne pathogen or other threats are still sold for consumption, the recall system attempts to remove the food from store shelves as quickly as possible and alerts consumers about the hazard. While not all illnesses are connected to a source, removing contaminated food from the market helps protect the public.

News Release | OSPIRG

The Oregon House of Representatives passed a bill this Tuesday banning online and other remote sales of vaping products.

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