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Health Insurance Alert
WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.
How To Get The Best Deal
Newly uninsured and looking for coverage? Deciding if your current plan still gives you the best value? Consumers have new options and protections. Know the facts.
1. Check out your options at the Health Insurance Marketplace. The plans include coverage for doctor visits, hospitalizations, maternity care, emergency room care, prescriptions and more.
You can sign up right away, and don’t have to wait until the next open enrollment period if you’ve recently lost coverage, or in other special cases.
Toll free: (800) 318-2596 TTY: (855) 889-4325
2. Find out about financial help. You may qualify for financial help to reduce monthly costs, and could be eligible for free or low-cost coverage. Check your eligibility online at HealthCare.gov or by calling one of the numbers above.
3. Get help comparing options and signing up. Take advantage of expert in-person help at no cost to you. Find a list of people who can help you and make an appointment online.
4. Compare plans. Key considerations include the monthly premium, potential out-of-pocket costs, provider network and independent quality ratings.
5. Don’t take no for an answer. Insurance companies can no longer deny you coverage due to a pre-existing condition.
6. Switch plans if you want to. In the health insurance marketplace, every year at open enrollment you can stick with your current plan, or switch to a new one.
7. Learn more. Check out our detailed Health Insurance 101 guide, So You Need Health Insurance. Now What?
8. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.
Health Care Consumer Protections
If you have coverage, you should know about your rights under the health care law, including:
- Children and young adults can stay on their parents’ plan until age 26
- Free preventive care, including check-ups and vaccinations
- Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
- Rebates if your insurance company spends less than 80% of premiums on care
- No more annual caps on what your insurer will pay if you get
- Insurance companies can’t charge women more than men for coverage
A new analysis of publicly available information from the FDA by U.S. Public Interest Research Group Education Fund finds only 26 percent of a class of recalled blood pressure medications have been assessed for carcinogen contamiantion -- and the majority had some lots with higher levels than the FDA considers safe.
Oregon Governor Kate Brown has issued a six month moratorium on the sale of flavored vaping products, an important step towards fighting nicotine addiction in children. In response, consumer oganization OSPIRG has called for state lawmakers to pass a permanent ban on all flavored tobacco products, including e-cigarettes.
The Fifth Circuit head oral arguments in the Texas v. Azar Lawsuit on July 9, 2019. Oregon has a lot at stake if the Affordable Care Act is overturned - hundreds of thousands of consumers will face higher premiums or lose insurance outright, and dozens of important cosumer protections could be rolled back.
Oregon consumers face rising health insurance premiums on the individual market, due to rising health care costs and recent changes to federal policy. A new report from OSPIRG Foundaiton and Frontier Group explores the drivers of market instability and policy options for the state to stabilize the marketplace and expand consumer choice.
New report from OSPIRG Foundation and Frontier Group details rising health care costs and federal disruptions to the individual insurance market; explores policy options to stabilize prices and expand consumer choice.
Tools & Resources
Your tax-deductible donation supports OSPIRG Foundation’s work to educate consumers on the issues that matter, and the powerful interests that are blocking progress.
You can also support OSPIRG Foundation’s work through bequests, contributions from life insurance or retirement plans, securities contributions and vehicle donations.