Health Insurance Alert

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

How To Get The Best Deal

Newly uninsured and looking for coverage?  Deciding if your current plan still gives you the best value? Consumers have new options and protections. Know the facts.

1. Check out your options at the Health Insurance Marketplace. The plans include coverage for doctor visits, hospitalizations, maternity care, emergency room care, prescriptions and more.
You can sign up right away, and don’t have to wait until the next open enrollment period if you’ve recently lost coverage, or in other special cases.

Online: HealthCare.gov

Toll free: (800) 318-2596  TTY: (855) 889-4325

2. Find out about financial help. You may qualify for financial help to reduce monthly costs, and could be eligible for free or low-cost coverage. Check your eligibility online at HealthCare.gov or by calling one of the numbers above.

3. Get help comparing options and signing up. Take advantage of expert in-person help at no cost to you. Find a list of people who can help you and make an appointment online.

4. Compare plans. Key considerations include the monthly premium, potential out-of-pocket costs, provider network and independent quality ratings.

5. Don’t take no for an answer. Insurance companies can no longer deny you coverage due to a pre-existing condition.

6. Switch plans if you want to. In the health insurance marketplace, every year at open enrollment you can stick with your current plan, or switch to a new one.

7. Learn more. Check out our detailed Health Insurance 101 guide, So You Need Health Insurance. Now What?

8. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

 

Health Care Consumer Protections

If you have coverage, you should know about your rights under the health care law, including:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care
  • No more annual caps on what your insurer will pay if you get
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

Report | OSPIRG Foundation | Consumer Tips, Health Care

The Real Price of Medication

People living in the United States have access to some of the best medical care in the world, from life-saving drugs to cutting-edge surgical techniques. But our system is deeply flawed, with spiraling costs forcing many Americans to spend more on care and often receiving poor quality care for all the extra money spent.

> Keep Reading
News Release | OSPIRG | Health Care

Oregon Releases Report on Rising Drug Costs

Oregon's Drug Price Transparency Program has released its first annual report.  The progam found that Oregonians, on average, pay five times the highest international price for prescriptions.  

> Keep Reading
Blog Post | Health Care

Why Get Insured? My Coverage Saved me $16,278 After a Climbing Accident. | Numi Lee Griffith

OSPIRG Health Care Advocate Numi Griffith breaks down how health insurance reduced her medical bills by over $16,000 after a climbing accident.

> Keep Reading
News Release | U.S. PIRG | Public Health

CDC estimates at least 35,000 die from drug-resistant infections annually

The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.

> Keep Reading
Blog Post | Health Care

OPEN ENROLLMENT FOR 2020: WHAT YOU NEED TO KNOW | Numi Lee Griffith

It's open enrollment season for health insurance in Oregon's individual market, from November 1 until December 15th.  What's new in the marketplace, and what do you need to know in order to gt covered?

> Keep Reading

Pages

News Release | OSPIRG | Health Care

Oregon Releases Report on Rising Drug Costs

Oregon's Drug Price Transparency Program has released its first annual report.  The progam found that Oregonians, on average, pay five times the highest international price for prescriptions.  

> Keep Reading
News Release | U.S. PIRG | Public Health

CDC estimates at least 35,000 die from drug-resistant infections annually

The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.

> Keep Reading
News Release | U.S. PIRG Education Fund | Public Health

REPORT: Most Fast Food Chains Get Poor Grades for Overuse of Antibiotics in Beef

The fifth annual Chain Reaction report grades the top fast food and fast casual chains on antibiotic use in their beef supply chains. 

> Keep Reading
News Release | U.S. PIRG Education Fund | Public Health, Consumer Protection

New analysis uncovers unsafe blood pressure medication distributed in US

A new analysis of publicly available information from the FDA by U.S. Public Interest Research Group Education Fund finds only 26 percent of a class of recalled blood pressure medications have been assessed for carcinogen contamiantion -- and the majority had some lots with higher levels than the FDA considers safe.

> Keep Reading
News Release | OSPIRG | Public Health

Governor Kate Brown Issues Moratorium on Flavored Vaping Products

Oregon Governor Kate Brown has issued a six month moratorium on the sale of flavored vaping products, an important step towards fighting nicotine addiction in children.  In response, consumer oganization OSPIRG has called for state lawmakers to pass a permanent ban on all flavored tobacco products, including e-cigarettes.

> Keep Reading

Pages

Result | Health Care

Kitzhaber Administration takes action on health care costs

At the direction of Gov. Kitzhaber, the Oregon Health Policy Board has adopted an OSPIRG-backed proposal to take steps toward cutting the waste out of our health care system, estimated to make up as much as 1/3 of every dollar we spend on care.

> Keep Reading
Result | Health Care

Governor Kitzhaber To Pursue Strengthened Scrutiny for Health Insurance Rates

Following an OSPIRG Foundation report recommending changes to Oregon's health insurance rate review process to make it more effective, Governor Kitzhaber has announced that his administration will take the next steps.

> Keep Reading
Report | OSPIRG Foundation | Consumer Tips, Health Care

The Real Price of Medication

People living in the United States have access to some of the best medical care in the world, from life-saving drugs to cutting-edge surgical techniques. But our system is deeply flawed, with spiraling costs forcing many Americans to spend more on care and often receiving poor quality care for all the extra money spent.

> Keep Reading
Report | U.S. PIRG Education Fund | Public Health

Chain Reaction V

The Chain Reaction V report grades the top fast food and fast casual chanins on antibiotic use policies for their beef supply chains. 

> Keep Reading
Report | OSPIRG Foundation | Health Care

A Better Health Insurance Market For Oregon

New report from OSPIRG Foundation and Frontier Group details rising health care costs and federal disruptions to the individual insurance market; explores policy options to stabilize prices and expand consumer choice.

> Keep Reading
Report | OSPIRG Foundation | Health Care

OSPIRG FOUNDATION COMMENTS ON THE PROVIDENCE HEALTH PLAN PROPOSAL FOR INDIVIDUAL HEALTH RATES EFFECTIVE JANUARY 2019

Providence Health Plan’s 91,425 members with individual health insurance plans will see rate hikes of 13.6% on average, and as high as 24.1%, if the premium increase proposed by Providence goes forward. 

> Keep Reading
Report | OSPIRG Foundation and Frontier Group | Health Care

Improving Price Transparency

Opaque and unavailable prices for health care services violate the basic consumer right to know in advance about the price of goods or services. When consumers are asked to make decisions about care without access to meaningful price information, they are unable to make informed decisions in high-stakes situations that can profoundly affect their future health and financial security. Improving the price transparency of health care services isn’t just about fulfilling a basic consumer right – it is also a critical step in diagnosing and addressing the high cost of health care. 

> Keep Reading

Pages

Blog Post | Health Care

Why Get Insured? My Coverage Saved me $16,278 After a Climbing Accident. | Numi Lee Griffith

OSPIRG Health Care Advocate Numi Griffith breaks down how health insurance reduced her medical bills by over $16,000 after a climbing accident.

> Keep Reading
Blog Post | Health Care

OPEN ENROLLMENT FOR 2020: WHAT YOU NEED TO KNOW | Numi Lee Griffith

It's open enrollment season for health insurance in Oregon's individual market, from November 1 until December 15th.  What's new in the marketplace, and what do you need to know in order to gt covered?

> Keep Reading
Blog Post | Health Care

What’s at Stake for Oregon if the Fifth Circuit Rules Against the ACA? | Numi Lee Griffith

The Fifth Circuit head oral arguments in the Texas v. Azar Lawsuit on July 9, 2019.  Oregon has a lot at stake if the Affordable Care Act is overturned - hundreds of thousands of consumers will face higher premiums or lose insurance outright, and dozens of important cosumer protections could be rolled back.

> Keep Reading
Blog Post | Health Care

Open Enrollment for 2019: What You Need to Know | Numi Lee Griffith

Health care has been a hot topic in Washington again this year, and there has been a lot of confusion and uncertainty about the future. With all of this background noise, it’s more important than ever to get the facts about how you and your family can get coverage that works for you.

> Keep Reading
Blog Post | Health Care

OSPIRG Seeks Consumer Stories about Health Care in Oregon | Charlie Fisher

OSPIRG Foundation is conducting a statewide survey of consumers about experiences and challenges with the health care system in Oregon.

> Keep Reading

Pages

Report | OSPIRG Foundation

People living in the United States have access to some of the best medical care in the world, from life-saving drugs to cutting-edge surgical techniques. But our system is deeply flawed, with spiraling costs forcing many Americans to spend more on care and often receiving poor quality care for all the extra money spent.

News Release | OSPIRG

Oregon's Drug Price Transparency Program has released its first annual report.  The progam found that Oregonians, on average, pay five times the highest international price for prescriptions.  

Blog Post

OSPIRG Health Care Advocate Numi Griffith breaks down how health insurance reduced her medical bills by over $16,000 after a climbing accident.

News Release | U.S. PIRG

The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.

Blog Post

It's open enrollment season for health insurance in Oregon's individual market, from November 1 until December 15th.  What's new in the marketplace, and what do you need to know in order to gt covered?

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