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Report | OSPIRG Foundation | Budget, Tax

Following the Money 2019

Citizens’ ability to understand how their tax dollars are spent is fundamental to democracy. Budget and spending transparency holds government officials accountable for making smart decisions, checks corruption, and provides citizens an opportunity to affect how government dollars are spent.

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News Release | U.S. PIRG Education Fund | Consumer Protection

Deadly infant products sold after recalls at T.J. Maxx, Marshalls, HomeGoods

The U.S. Consumer Product Safety Commission (CPSC) announced today that discount stores T.J. Maxx, Marshalls and HomeGoods sold 19 different recalled products to consumers between 2014 and 2019. In the case of five products, the stores’ parent company TJX initiated the recall. The products included the Rock ‘N Play and Kids II inclined infant sleepers, which are responsible for a number of fatalities, rattles that can break and pose a choking hazard, and electronics that overheat or explode.

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News Release | OSPIRG Foundation | Consumer Tips

Trouble in Toyland demonstrates how to protect kids from unsafe toys still for sale

Hundreds of thousands of children go to the emergency room every year because of toy-related injuries. To help ensure kids’ safety, OSPIRG Foundation is releasing its 34th-annual Trouble in Toyland report, which identifies dangerous products still for sale in 2019 and provides tips for parents and gift-givers.

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Report | OSPIRG Foundation | Consumer Tips

Trouble in Toyland 2019

Millions of parents, grandparents, and caregivers are preparing to buy toys for the loved ones in their lives. Luckily, these toys are safer than ever thanks to years of progress driven by consumer non-profits, public health organizations, elected officials, and the U.S. Consumer Product Safety Commission (CPSC).

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News Release | U.S. PIRG Education Fund | Solid Waste

New study outlines issues, case studies and remedies for U.S. recycling across the country

Recycling challenges vary across the country, but, overall, states are failing to both reduce unnecessary waste and adjust to a changing recycling landscape, according to a new study from U.S. PIRG Education Fund and Environment America Research & Policy Center.

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News Release | OSPIRG Foundation

New report shows what Oregonians are trying to fix

 

According to a new report from OSPIRG, even though Oregon residents demonstrate a strong interest in fixing their electronic devices, there are big obstacles in their way. “What are Oregonians Trying to Fix?” analyzes data from the popular repair website iFixit.com, looking at the most common items people in Oregon want to fix, and what stands in their way. 

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News Release | U.S. PIRG | Consumer Tips, Consumer Protection

Largest bank hack ever, of Capital One, exposes 100 million to identity theft

Everyone should assume that their social security number has been exposed between this breach and breaches of other major companies’ databases, such as Equifax’s. With that in mind, U.S. PIRG recommends all Americans should use their right by law to freeze their credit reports for free

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News Release | U.S. PIRG Education Fund | Consumer Protection, Financial Reform

Equifax penalty is a “sweetheart deal” that leaves consumers at risk

Our response to Equifax paying a $650 million penalty for exposing the social security numbers of 148 million Americans to identity theft.

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News Release | OSPIRG Foundation | Transportation

Rose Quarter widening makes national list of highway boondoggles

 

Portland typically ranks near the top when it comes to cities with the best public transportation. But according to a new report from OSPIRG Foundation and Frontier Group, an expensive proposal to widen I-5 in the Rose Quarter would run counter to the city’s reputation. The $450 million project would increase highway lanes in the project area by 50 percent, with extra-wide shoulders to potentially accommodate an even higher-capacity freeway in the future.

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News Release | OSPIRG Foundation | Health Care

Oregon’s Insurance Market Faces Rising Premiums, but the State has Options to Stabilize the Marketplace

Oregon consumers face rising health insurance premiums on the individual market, due to rising health care costs and recent changes to federal policy.  A new report from OSPIRG Foundaiton and Frontier Group explores the drivers of market instability and policy options for the state to stabilize the marketplace and expand consumer choice.

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Report | OSPIRG Foundation | Consumer Protection

Protecting Those Who Serve

The men and women who serve in America’s military are also active consumers in America’s financial marketplace, where tricks and traps can cause harm to their finances and their lives. An analysis of more than 44,000 complaints submitted by active duty servicemembers and military veterans to the Consumer Financial Protection Bureau (CFPB) and contained in its Consumer Complaint Database finds that mistreatment of servicemembers by financial companies is widespread.

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Report | OSPIRG Foundation | Health Care

OSPIRG Foundation Comments on the Providence Health Plan Proposal for Individual Health Rates Effective January 2018

Providence Health Plan’s 104,747 members with individual health insurance plans will see rate hikes of 22.7% on average, and as high as 68.3%, if the premium rate hike proposed by Providence goes forward.

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Report | OSPIRG Foundation | Consumer Protection

Medical Debt Malpractice

Millions of Americans are contacted by debt collectors every year over debt related to medical expenses.

Medical debt collectors often employ aggressive tactics and attempt to collect debt from the wrong customers – putting consumers’ credit records at risk. Medical debt accounts for more than half of all collection items that appear on consumer credit reports. A review of 17,701 medical debt collection complaints submitted to the Consumer Financial Protection Bureau (CFPB) shows that problems with medical debt collection are widespread and harm Americans across the country.

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Report | OSPIRG | Tax

Picking Up the Tab

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their federal and state income tax liability by billions of dollars. While tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – they avoid paying their fair share for these benefits. 

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Report | OSPIRG Foundation | Consumer Protection

Predatory Loans & Predatory Loan Complaints

This is the seventh in a series of reports that review complaints to the Consumer Financial Protection Bureau. In this report, we explore consumer complaints about predatory loans, categorized in the database as payday loans, installment loans, and auto title loans.

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Blog Post | Consumer Protection

Consumers Count: Five years of the CFPB standing up for consumers | Kathryn Lee

This week, the Consumer Financial Protection Bureau turns five years old! As part of our efforts to tell more people about the CFPB, we're cross-posting this video blog and comments written by Zixta Q. Martinez of the CFPB (check out the infographic at the end, too!).

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Blog Post | Health Care

Proposed Health Insurance Rates for 2017: What You Need to Know | Jesse Ellis O'Brien

Here’s the skinny on OSPIRG Foundation’s new analysis of 2017 rates proposed by five Oregon insurers—Kaiser, Moda, PacificSource, Providence and Regence. There’s some good news, some concerning news, and some very concerning news, but the best news of all is that thanks to Oregon’s health insurance rate review process, the insurers don’t get the last word.

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Blog Post | Transportation

All Americans Deserve Clean Air to Breathe, On Earth Day and Every Day | Sean Doyle

U.S. DOT asks if we should measure global warming pollution from transportation.

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Blog Post | Public Health

Flint Pediatrician Gave a Voice to the Voiceless in Flint, Michigan | Anna Low-Beer

Dr. Mona Hanna-Attisha is the Flint pediatrician who led the charge in proving that Flint water was tainted by lead and was poisoning the community. Without her drive and dedication to the children of Flint, it is hard to say how long government officials might have left the public in the dark about the mounting crisis. In honor of Women’s History Month we’re recognizing Dr. Hanna-Attisha -- a doctor, mother, and activist -- who has relentlessly fought for the public interest. 

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Blog Post | Financial Reform

NYT Points Out Overdraft Fees Still A Problem | Ed Mierzwinski

A major article in today's New York Times, "Overdraft Practices Continue to Gut Bank Accounts and Haunt Customers," points out that while 2010 reforms put in place by the pre-CFPB regulators have helped, there's still work to be done to protect consumers from unfair overdraft practices. While years ago banks used "bounced check" fees to deter what was then seen as a negative behavior, more recently they have encouraged overdrafts by offering "standard overdraft protection" as if it is a feature, not a bug. They've made billions.

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Blog Post

Oregon has a solid plan to reopen, but the State must stick with it to both loosen restrictions and keep Oregonians safe.  Improved transparency and more consistent application of the reopening benchmarks is needed to do so.

News Release | U.S. PIRG Education Fund

Consumer complaints to the U.S. Federal Trade Commission (FTC) related to the coronavirus approached 50,000 on Tuesday. U.S. PIRG Education Fund has documented the actions taken by the FTC and 14 other federal agencies in response to coronavirus scams.

Blog Post

Oregon has given a green light to 31 counties to begin lifting public safety restrictions put in place to contain the novel coronavirus.  However, the state as a whole still falls short of many of the benchmarks public health experts recommend states should meet before relaxing social distancing- we’re about to find out if the state is really ready to reopen.

News Release | OSPIRG

OSPIRG released a statement today approving of Oregon’s cautious reopening, warning that consumers should continue to take precautions.

Blog Post

Public health experts have made it abundantly clear that to safely lift stay-at-home rules we must have four key things we don’t yet have. We need fast, accurate and widely available testing. We need a better plan for isolating and supporting people who have COVID-19. We need sufficient hospital capacity, including medical and protective equipment, to treat all patients safely. And we need more contact tracing. This blog explains U.S. PIRG's support for automated warning and contact tracing, subject to appropriate privacy and civil liberties protections, which can provide critical information quickly about who has potentially been exposed.

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